Financing a new home is one of the most important steps in the homebuying process. At Cristo Homes, we've spent more than 60 years helping families across Greater Cincinnati, Dayton, and Northern Kentucky finance and move into new construction homes. Over that time, we've built strong relationships with local and national lenders who understand new home financing inside and out, which means our buyers benefit from competitive rates, smoother loan processing, and a team that knows exactly how to work with a homebuilder.

Rather than navigating the mortgage market alone, Cristo Homes connects you with preferred lenders we've worked with for years. These lenders are familiar with our communities, our build timelines, and our closing process. That familiarity often translates into faster approvals, fewer surprises, and competitive pricing that may not be available when shopping rate quotes online.

Why work with a Cristo Homes preferred lender?

• Experience with new construction loans. New home financing has nuances that resale mortgages don't, including extended rate locks, construction-to-permanent conversions, and builder draw schedules. Our preferred lenders handle these every day.
• Builder incentives and special programs. From time to time, Cristo Homes offers buyer incentives, rate buy-downs, or closing cost contributions when buyers finance through a preferred lender. Ask your sales consultant about current offers.
• Streamlined communication. Our preferred lenders work directly with our sales and closing teams, which means fewer delays, clearer timelines, and a single point of contact through closing.
• Local market knowledge. Many of our preferred lenders are headquartered or have local offices throughout Greater Cincinnati, Dayton, and Northern Kentucky. They know the area, the appraisal landscape, and the local economy.